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Free Services that Corporate Businesses dreads, that the public should be aware of.<\/p>\nFree Services that Corporate Businesses dreads, that the public should be aware of.<\/p>\n
You brew coffee at home, you don\u2019t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?)<\/p>\n
But no matter how cognizant you are of your spending habits, you\u2019re still stuck with those inescapable monthly bills.\u00a0 You know which ones we’re talking about: rent, utilities, cell phone bill, insurance, groceries\u2026<\/p>\n
Although we can\u2019t swipe these off the table for you, we can stop you from OVERPAYING them…<\/p>\n
1. Stop Overpaying at Amazon.\u00a0 Wouldn\u2019t it be nice if you got an alert when you\u2019re shopping online at Amazon or Target and are about to overpay?<\/p>\n
That\u2019s exactly what this free service<\/a> does.<\/p>\n<\/div>\n<\/div>\n Just add it to your browser for free, and before you check out, it\u2019ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item\u2019s price history.<\/p>\n Let\u2019s say you\u2019re shopping for a new TV, and you assume you\u2019ve found the best price. Here\u2019s when you\u2019ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they\u2019ll also automatically be applied to your order.<\/p>\n In the last year, this has saved people $160 million.<\/p>\n You can get started in just a few clicks to see if you\u2019re overpaying online.<\/a><\/p>\n 2. Cancel Your Car Insurance<\/p>\n Here\u2019s the thing: your current car insurance company is probably overcharging you. But don\u2019t waste your time hopping around to different insurance companies looking for a better deal.<\/p>\n Use a website called EverQuote <\/a>to see all your options at once.<\/p>\n EverQuote is the largest online marketplace for insurance in the US, so you\u2019ll get the top options from more than 175 different carriers handed right to you.<\/p>\n Take a couple of minutes to answer some questions <\/a>about yourself and your driving record. With this information, EverQuote will be able to give you the top recommendations for car insurance. In just a few minutes, you could save up to $610 a year.<\/p>\n 3. Get a Refund from Walmart, Macy’s and Other Stores. Chances are you do some of your shopping online. Whether it\u2019s pet food from Walmart, a new outfit from Macy\u2019s or even a flight home for summer vacation, you\u2019re probably leaving money on the table.<\/p>\n A free website called Rakuten\u00a0<\/a>has the hookup with just about every online store you shop, which means it can give you up to 40% cash back every time you buy something.<\/p>\n We spoke to one Penny Hoarder reader, Colleen Rice, who has earned more than $526.44 since she joined Rakuten. For doing nothing. Seriously.<\/p>\n Rice says she uses Rakuten for things she already has to buy, like rental cars and flights.<\/p>\n It takes less than 60 seconds to create a Rakuten account <\/a>and start shopping. All you need is an email address, then you can immediately start earning cashback at your go-to stores through the site.<\/p>\n Your cash will be deposited directly into your bank account or via a check in the mail every few months. Talk about money for nothing.<\/p>\n 4. See if You Could Lower Your Car Payment by Hundreds a Year.<\/p>\n You know you can refinance your house to save money on your monthly mortgage payment \u2014 but did you know you can refinance your car, too?<\/p>\n It\u2019s not a money-saving tactic people talk a lot about, but it could save you a ton of money. A website called Upstart <\/a>is helping borrowers save an average of $1,025 a year on their car payments. That\u2019s about $4,800 back in their pockets over the lifetime of their loan.<\/p>\n There are no origination fees, and you only need a minimum FICO score of 510. You don\u2019t even need to enter your car\u2019s VIN, and you won\u2019t get any spam calls.<\/p>\n And with an APR range of 2.20% to 29.99% Upstart is saving customers over 17% per month when they refinance. Upstart has helped borrowers save more than $20 million on their car payments in the past year alone*.<\/p>\n Ready to start saving? It takes just minutes to check your rate and see how much you could save.<\/a><\/p>\n .*Car refinance loans not available in IA, MD, NV, or WV. Car refinance loans in IL and MO are originated by Cross River Bank or Midwest BankCentre. Car refinance loans in CO, KS, and TX are originated by Cross River Bank or Rising Bank, Member FDIC. Car refinance loans in FL, GA, and AL are originated by Cross River Bank or Drummond Bank, Member FDIC. All other car refinance loans are originated by Cross River Bank, Member FDIC.<\/p>\n The full range of available rates varies by state. The average 5-year loan offered on Upstart will have an APR of 9.91% and 60 monthly payments of $426 per $20,000 borrowed. For example, the total cost of a $20,000 loan would be $25,540. APR is calculated based on 5-year rates offered in the last 1 month. There is no down payment and no prepayment penalty. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.<\/p>\n This information is estimated based on all consumers who were approved for an auto loan through Upstart and accepted their final terms. As of 2\/1\/2022 the average monthly savings amount is 17%. To evaluate savings on a loan you are considering refinancing, it is important to compare your APR and remaining term from your existing automotive loan to the APR and term offered by Upstart.<\/p>\n","protected":false},"excerpt":{"rendered":" Free Services that Corporate Businesses dreads, that the public should be aware of. You brew coffee at home, you don\u2019t walk into Target and you refuse to order avocado toast. (Can you sense my millennial sarcasm there?) But no matter how cognizant you are of your spending habits, you\u2019re still stuck with those inescapable monthly Read More…<\/a><\/p>\n","protected":false},"author":1,"featured_media":21265,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[3,38,829,1287,1],"tags":[1235,1458],"_links":{"self":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/21190"}],"collection":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/comments?post=21190"}],"version-history":[{"count":6,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/21190\/revisions"}],"predecessor-version":[{"id":27884,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/21190\/revisions\/27884"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/media\/21265"}],"wp:attachment":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/media?parent=21190"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/categories?post=21190"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/tags?post=21190"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}