Dionne Perry, Author of Credit-Lit 101 for teens gives an excellent view of why adults today often agonize over their financial situation and how it is negatively impacting their lives. How did they get there? How did their credit score plummet and how do they climb out of the hole they have dug for themselves? Does it really take 7 years? Most adults admit they never really learned how the credit score process works.<\/p>\n
\u201cWe need to teach our teens about good credit \u2013 how they get it and keep it \u2013 so as they move into adulthood, they don\u2019t fall into the patterns of their parent and other adults,\u201d states Dionne Perry, Credit-Litologist and Board-Certified Credit Consultant. She takes this challenge head-on as she writes, speaks, and engages teachers, parents, and teens about the critical elements of good credit and its myths that capture our society today.<\/p>\n
Her book,\u00a0Credit-Lit: Credit 101 for Teens,<\/i>\u00a0rolls out the information in a concise, creative manner giving the basics and forming the building blocks teens need. The teens ask the questions and Dionne provides the answers from what a credit score is, to how it impacts going after a new job to being able to afford that new car when the time comes. Many adults are also finding this gives them the missing pieces and can assist in their own financial picture.<\/p>\n
Credit scores impact every financial decision. It\u2019s important for teens to understand the positive and negative impacts regarding credit scores and the credit process. Providing this credit information in an easily digestible format will inspire teens to make solid financial decisions when applying and repaying creditors now and into their adult years and avoid some pitfalls that many adults experience. It\u2019s important not to wait till they want to purchase a car or get their first apartment. Learning early gives teens, a more positive road ahead.<\/p>\n
With a bachelor\u2019s degree in Education, Training, and Development; a master\u2019s degree in Human Resources; and experience as a licensed mortgage broker, Dionne Perry is uniquely qualified to educate young people and adults on the importance of maintaining a good credit score. Over the past twenty-five years, she has dedicated time and effort to helping adults and teens understand the importance of maintaining a good credit score.<\/p>\n
Perry has also developed Credit-Lit Ambassador programs for empowering teens and for educators, counselors, community activists, financial advisors, and other adults interacting with teens to help educate them on how the credit score process works.<\/p>\n
Credit-Lit: Credit 101 for Teens<\/i>\u00a0is published by Instill Publishing. Autographed copies are available at\u00a0Credit-Lit.com<\/a>. Print and ebook editions are also available wherever books are sold.<\/p>\n \u201cCredit-Lit<\/i>\u00a0is a breath of fresh air and should be required reading for all teens before becoming an adult and applying for a loan( i.e., mortgage, automobile),\u201d Vondella Jenkins-McKithen, High School Professional Guidance Counselor<\/p>\n \u201cAn insightful book that simplifies and explains the negative and positive impacts regarding credit scores. All teens should read this book! It will help them make smart financial decisions when pursuing their financial goals,\u201d says Lorenza A Black Jr, Owner and CEO FTP Financial Services.<\/p>\n <\/p>\n","protected":false},"excerpt":{"rendered":" Dionne Perry, Author of Credit-Lit 101 for teens gives an excellent view of why adults today often agonize over their financial situation and how it is negatively impacting their lives. How did they get there? How did their credit score plummet and how do they climb out of the hole they have dug for themselves? Read More…<\/a><\/p>\n","protected":false},"author":1,"featured_media":2176,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_links_to":"","_links_to_target":""},"categories":[56,829,896,1],"tags":[897,898],"_links":{"self":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/2174"}],"collection":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/comments?post=2174"}],"version-history":[{"count":1,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/2174\/revisions"}],"predecessor-version":[{"id":2175,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/posts\/2174\/revisions\/2175"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/media\/2176"}],"wp:attachment":[{"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/media?parent=2174"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/categories?post=2174"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/test.nahtnow.com\/en\/wp-json\/wp\/v2\/tags?post=2174"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}